Terms and Conditions

Introduction

Welcome to pioneerzee-cebu.com. By accessing or using this website, you agree to comply with these Terms and Conditions. All visitors and users are expected to carefully read and understand these Terms and Conditions before using any part, feature, or service of this website. If you do not agree with any part of these Terms, you should not use this Service.

Purchases

When making a purchase, you may be required to provide personal information, including online banking details. We take all necessary precautions to protect your data. Payments are processed by third-party gateways, subject to their respective Privacy Policies and Terms.

Intellectual Property Rights

pioneerzee-cebu.com and its owners hold all intellectual property rights to the content on this website, unless otherwise stated. You are granted a limited license to view the content for personal, non-commercial use only.

Restrictions

You are prohibited from:

  • Copying, publishing, or redistributing website content without permission.
  • Using this website in a manner that could cause harm to the website or any individuals, groups, or businesses.
  • Engaging in unauthorized marketing or data mining activities.

Access to certain areas of this website may be restricted. If provided with a username and password, you must keep them confidential.

Users’ Content

“Your Content” refers to any material you post on this website. By posting, you grant pioneerzee-cebu.com the right to use, reproduce, adapt, and distribute Your Content. Your Content must be lawful and not infringe on third-party rights. We reserve the right to remove any content without notice. 

No Warranties

This website is provided “as is,” without any warranties, express or implied. pioneerzee-cebu.com makes no representations regarding the accuracy or completeness of the website’s content. 

Liability Limitation

pioneerzee-cebu.com, its owners, managers, and employees are not liable for any damages resulting from your use of the website. This includes indirect, special, or consequential damages. 

Indemnification

You agree to indemnify and hold pioneerzee-cebu.com harmless from any claims, damages, and expenses arising from your breach of these Terms. 

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.

Variations of Terms

Pioneer Insurance – FP Schwietzer Misiona reserves the right to revise these Terms at any time. Continued use of the website following any changes signifies your acceptance of the updated Terms.

Assignment

Pioneer Insurance – FP Schwietzer Misiona may assign or transfer its rights and obligations under these Terms without notice. Users may not assign their rights or obligations.

Entire Agreement

These Terms constitute the entire agreement between Pioneer Insurance – FP Schwietzer Misiona and the user, superseding any prior agreements. 

Jurisdiction and Governing Law

These Terms are governed by the laws of the Republic of the Philippines. Any disputes will be resolved in the courts of the Philippines. 

Please review our Privacy Policy, Disclaimer, and any other terms prior to using our websites, products, or services. Changes to these Terms will be posted on this page.

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